LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,324
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,859
−HK$1,559/mo
Today · 4.125%
HK$52,418
baseline
▲ 0.50% · 4.625%
HK$55,607
+HK$3,189/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,836/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,873
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,345
−HK$1,493/mo
Today · 4.125%
HK$57,838
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,048/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,676/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,189
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,030
−HK$1,871/mo
Today · 4.125%
HK$62,901
baseline
▲ 0.50% · 4.625%
HK$66,728
+HK$3,827/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,802/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,848
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,614
−HK$1,791/mo
Today · 4.125%
HK$69,405
baseline
▲ 0.50% · 4.625%
HK$73,064
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,810/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,054
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,202
−HK$2,183/mo
Today · 4.125%
HK$73,385
baseline
▲ 0.50% · 4.625%
HK$77,850
+HK$4,465/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,770/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,822
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,882
−HK$2,091/mo
Today · 4.125%
HK$80,973
baseline
▲ 0.50% · 4.625%
HK$85,241
+HK$4,268/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,946/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,784
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,546
−HK$2,806/mo
Today · 4.125%
HK$94,352
baseline
▲ 0.50% · 4.625%
HK$100,093
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,704/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,771
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,420
−HK$2,688/mo
Today · 4.125%
HK$104,108
baseline
▲ 0.50% · 4.625%
HK$109,595
+HK$5,487/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,216/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,111 · Scale 2, in force from 26 Feb 2026)