LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,330
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,865
−HK$1,559/mo
Today · 4.125%
HK$52,424
baseline
▲ 0.50% · 4.625%
HK$55,614
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,848/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,879
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,351
−HK$1,493/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$60,893
+HK$3,049/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,196
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,038
−HK$1,870/mo
Today · 4.125%
HK$62,908
baseline
▲ 0.50% · 4.625%
HK$66,736
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,816/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,855
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$1,791/mo
Today · 4.125%
HK$69,413
baseline
▲ 0.50% · 4.625%
HK$73,072
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,826/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,062
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,211
−HK$2,182/mo
Today · 4.125%
HK$73,393
baseline
▲ 0.50% · 4.625%
HK$77,859
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,786/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,831
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,892
−HK$2,090/mo
Today · 4.125%
HK$80,982
baseline
▲ 0.50% · 4.625%
HK$85,251
+HK$4,269/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,964/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,794
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,557
−HK$2,806/mo
Today · 4.125%
HK$94,363
baseline
▲ 0.50% · 4.625%
HK$100,104
+HK$5,741/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,726/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,783
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,432
−HK$2,688/mo
Today · 4.125%
HK$104,120
baseline
▲ 0.50% · 4.625%
HK$109,608
+HK$5,488/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,240/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,366 · Scale 2, in force from 26 Feb 2026)