LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,332
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,867
−HK$1,559/mo
Today · 4.125%
HK$52,426
baseline
▲ 0.50% · 4.625%
HK$55,616
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,852/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,881
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,353
−HK$1,494/mo
Today · 4.125%
HK$57,847
baseline
▲ 0.50% · 4.625%
HK$60,896
+HK$3,049/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,694/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,199
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,040
−HK$1,871/mo
Today · 4.125%
HK$62,911
baseline
▲ 0.50% · 4.625%
HK$66,739
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,822/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,858
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,624
−HK$1,792/mo
Today · 4.125%
HK$69,416
baseline
▲ 0.50% · 4.625%
HK$73,075
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,832/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,065
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,213
−HK$2,183/mo
Today · 4.125%
HK$73,396
baseline
▲ 0.50% · 4.625%
HK$77,862
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,792/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,834
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,895
−HK$2,090/mo
Today · 4.125%
HK$80,985
baseline
▲ 0.50% · 4.625%
HK$85,254
+HK$4,269/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,970/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,798
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,560
−HK$2,806/mo
Today · 4.125%
HK$94,366
baseline
▲ 0.50% · 4.625%
HK$100,108
+HK$5,742/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,732/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,787
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,436
−HK$2,688/mo
Today · 4.125%
HK$104,124
baseline
▲ 0.50% · 4.625%
HK$109,612
+HK$5,488/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,248/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,446 · Scale 2, in force from 26 Feb 2026)