LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,333
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,867
−HK$1,559/mo
Today · 4.125%
HK$52,426
baseline
▲ 0.50% · 4.625%
HK$55,617
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,852/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,882
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,493/mo
Today · 4.125%
HK$57,847
baseline
▲ 0.50% · 4.625%
HK$60,897
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,694/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,199
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,041
−HK$1,871/mo
Today · 4.125%
HK$62,912
baseline
▲ 0.50% · 4.625%
HK$66,740
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,824/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,859
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,625
−HK$1,792/mo
Today · 4.125%
HK$69,417
baseline
▲ 0.50% · 4.625%
HK$73,076
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,834/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,066
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,214
−HK$2,183/mo
Today · 4.125%
HK$73,397
baseline
▲ 0.50% · 4.625%
HK$77,863
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,794/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,835
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,896
−HK$2,090/mo
Today · 4.125%
HK$80,986
baseline
▲ 0.50% · 4.625%
HK$85,255
+HK$4,269/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,972/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,799
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,561
−HK$2,807/mo
Today · 4.125%
HK$94,368
baseline
▲ 0.50% · 4.625%
HK$100,110
+HK$5,742/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,736/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,788
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,438
−HK$2,687/mo
Today · 4.125%
HK$104,125
baseline
▲ 0.50% · 4.625%
HK$109,614
+HK$5,489/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,250/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,480 · Scale 2, in force from 26 Feb 2026)