LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,334
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,868
−HK$1,559/mo
Today · 4.125%
HK$52,427
baseline
▲ 0.50% · 4.625%
HK$55,618
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,854/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,883
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,355
−HK$1,494/mo
Today · 4.125%
HK$57,849
baseline
▲ 0.50% · 4.625%
HK$60,898
+HK$3,049/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,698/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,201
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,871/mo
Today · 4.125%
HK$62,913
baseline
▲ 0.50% · 4.625%
HK$66,741
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,826/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,860
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,626
−HK$1,792/mo
Today · 4.125%
HK$69,418
baseline
▲ 0.50% · 4.625%
HK$73,077
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,836/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,067
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$2,182/mo
Today · 4.125%
HK$73,398
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$146,796/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,837
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,897
−HK$2,091/mo
Today · 4.125%
HK$80,988
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,269/mo
Deposit HK$6.49M · loan HK$15.14M · min. income ≈ HK$161,976/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,801
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,563
−HK$2,806/mo
Today · 4.125%
HK$94,369
baseline
▲ 0.50% · 4.625%
HK$100,112
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,738/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,790
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,440
−HK$2,687/mo
Today · 4.125%
HK$104,127
baseline
▲ 0.50% · 4.625%
HK$109,616
+HK$5,489/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,254/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,521 · Scale 2, in force from 26 Feb 2026)