LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,335
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,870
−HK$1,559/mo
Today · 4.125%
HK$52,429
baseline
▲ 0.50% · 4.625%
HK$55,619
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,858/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,885
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,357
−HK$1,493/mo
Today · 4.125%
HK$57,850
baseline
▲ 0.50% · 4.625%
HK$60,900
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,700/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,202
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,044
−HK$1,871/mo
Today · 4.125%
HK$62,915
baseline
▲ 0.50% · 4.625%
HK$66,743
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,830/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,862
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,628
−HK$1,792/mo
Today · 4.125%
HK$69,420
baseline
▲ 0.50% · 4.625%
HK$73,080
+HK$3,660/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,840/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,069
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,218
−HK$2,183/mo
Today · 4.125%
HK$73,401
baseline
▲ 0.50% · 4.625%
HK$77,867
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,802/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,839
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,900
−HK$2,090/mo
Today · 4.125%
HK$80,990
baseline
▲ 0.50% · 4.625%
HK$85,260
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$161,980/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,804
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,566
−HK$2,806/mo
Today · 4.125%
HK$94,372
baseline
▲ 0.50% · 4.625%
HK$100,115
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,744/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,793
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,443
−HK$2,688/mo
Today · 4.125%
HK$104,131
baseline
▲ 0.50% · 4.625%
HK$109,619
+HK$5,488/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,262/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,586 · Scale 2, in force from 26 Feb 2026)