LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,337
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,871
−HK$1,559/mo
Today · 4.125%
HK$52,430
baseline
▲ 0.50% · 4.625%
HK$55,621
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,860/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,886
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,358
−HK$1,494/mo
Today · 4.125%
HK$57,852
baseline
▲ 0.50% · 4.625%
HK$60,901
+HK$3,049/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,704/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,204
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,045
−HK$1,871/mo
Today · 4.125%
HK$62,916
baseline
▲ 0.50% · 4.625%
HK$66,745
+HK$3,829/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,832/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,864
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,630
−HK$1,792/mo
Today · 4.125%
HK$69,422
baseline
▲ 0.50% · 4.625%
HK$73,081
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,844/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,071
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,220
−HK$2,183/mo
Today · 4.125%
HK$73,403
baseline
▲ 0.50% · 4.625%
HK$77,869
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,806/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,841
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,902
−HK$2,090/mo
Today · 4.125%
HK$80,992
baseline
▲ 0.50% · 4.625%
HK$85,262
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$161,984/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,806
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,568
−HK$2,807/mo
Today · 4.125%
HK$94,375
baseline
▲ 0.50% · 4.625%
HK$100,117
+HK$5,742/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,750/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,796
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,445
−HK$2,688/mo
Today · 4.125%
HK$104,133
baseline
▲ 0.50% · 4.625%
HK$109,622
+HK$5,489/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,266/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,641 · Scale 2, in force from 26 Feb 2026)