LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,337
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,872
−HK$1,559/mo
Today · 4.125%
HK$52,431
baseline
▲ 0.50% · 4.625%
HK$55,621
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,862/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,887
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,359
−HK$1,493/mo
Today · 4.125%
HK$57,852
baseline
▲ 0.50% · 4.625%
HK$60,902
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,704/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,204
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,046
−HK$1,871/mo
Today · 4.125%
HK$62,917
baseline
▲ 0.50% · 4.625%
HK$66,745
+HK$3,828/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$125,834/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,864
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,631
−HK$1,792/mo
Today · 4.125%
HK$69,423
baseline
▲ 0.50% · 4.625%
HK$73,082
+HK$3,659/mo
Deposit HK$8.65M · loan HK$12.98M · min. income ≈ HK$138,846/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,072
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,220
−HK$2,183/mo
Today · 4.125%
HK$73,403
baseline
▲ 0.50% · 4.625%
HK$77,869
+HK$4,466/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,806/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,841
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,902
−HK$2,091/mo
Today · 4.125%
HK$80,993
baseline
▲ 0.50% · 4.625%
HK$85,262
+HK$4,269/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$161,986/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,806
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,569
−HK$2,806/mo
Today · 4.125%
HK$94,375
baseline
▲ 0.50% · 4.625%
HK$100,118
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,750/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,796
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,446
−HK$2,688/mo
Today · 4.125%
HK$104,134
baseline
▲ 0.50% · 4.625%
HK$109,623
+HK$5,489/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,268/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,654 · Scale 2, in force from 26 Feb 2026)