LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,340
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,874
−HK$1,560/mo
Today · 4.125%
HK$52,434
baseline
▲ 0.50% · 4.625%
HK$55,624
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,868/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,890
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,362
−HK$1,493/mo
Today · 4.125%
HK$57,855
baseline
▲ 0.50% · 4.625%
HK$60,905
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,710/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,049
−HK$1,871/mo
Today · 4.125%
HK$62,920
baseline
▲ 0.50% · 4.625%
HK$66,749
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$125,840/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,868
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,634
−HK$1,792/mo
Today · 4.125%
HK$69,426
baseline
▲ 0.50% · 4.625%
HK$73,086
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$138,852/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,075
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,224
−HK$2,183/mo
Today · 4.125%
HK$73,407
baseline
▲ 0.50% · 4.625%
HK$77,874
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,814/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,846
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,907
−HK$2,090/mo
Today · 4.125%
HK$80,997
baseline
▲ 0.50% · 4.625%
HK$85,267
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$161,994/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,811
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,574
−HK$2,806/mo
Today · 4.125%
HK$94,380
baseline
▲ 0.50% · 4.625%
HK$100,123
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,760/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,802
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,451
−HK$2,689/mo
Today · 4.125%
HK$104,140
baseline
▲ 0.50% · 4.625%
HK$109,629
+HK$5,489/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,280/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,774 · Scale 2, in force from 26 Feb 2026)