LTV · monthly repayment
▼ 0.50% · 3.625%
HK$493,410
−HK$30,941/mo
▼ 0.25% · 3.875%
HK$508,758
−HK$15,593/mo
Today · 4.125%
HK$524,351
baseline
▲ 0.50% · 4.625%
HK$556,256
+HK$31,905/mo
Deposit HK$108.19M · loan HK$108.19M · min. income ≈ HK$1,048,702/mo (50% DSR)
Upfront cash ≈ HK$122.26M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$548,913
−HK$29,657/mo
▼ 0.25% · 3.875%
HK$563,635
−HK$14,935/mo
Today · 4.125%
HK$578,570
baseline
▲ 0.50% · 4.625%
HK$609,067
+HK$30,497/mo
Deposit HK$108.19M · loan HK$108.19M · min. income ≈ HK$1,157,140/mo (50% DSR)
Upfront cash ≈ HK$122.26M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$592,092
−HK$37,129/mo
▼ 0.25% · 3.875%
HK$610,509
−HK$18,712/mo
Today · 4.125%
HK$629,221
baseline
▲ 0.50% · 4.625%
HK$667,508
+HK$38,287/mo
Deposit HK$86.55M · loan HK$129.83M · min. income ≈ HK$1,258,442/mo (50% DSR)
Upfront cash ≈ HK$100.62M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$658,696
−HK$35,587/mo
▼ 0.25% · 3.875%
HK$676,362
−HK$17,921/mo
Today · 4.125%
HK$694,283
baseline
▲ 0.50% · 4.625%
HK$730,880
+HK$36,597/mo
Deposit HK$86.55M · loan HK$129.83M · min. income ≈ HK$1,388,566/mo (50% DSR)
Upfront cash ≈ HK$100.62M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$690,774
−HK$43,317/mo
▼ 0.25% · 3.875%
HK$712,261
−HK$21,830/mo
Today · 4.125%
HK$734,091
baseline
▲ 0.50% · 4.625%
HK$778,759
+HK$44,668/mo
Deposit HK$64.92M · loan HK$151.47M · min. income ≈ HK$1,468,182/mo (50% DSR)
Upfront cash ≈ HK$78.98M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$768,479
−HK$41,518/mo
▼ 0.25% · 3.875%
HK$789,089
−HK$20,908/mo
Today · 4.125%
HK$809,997
baseline
▲ 0.50% · 4.625%
HK$852,693
+HK$42,696/mo
Deposit HK$64.92M · loan HK$151.47M · min. income ≈ HK$1,619,994/mo (50% DSR)
Upfront cash ≈ HK$78.98M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$888,138
−HK$55,694/mo
▼ 0.25% · 3.875%
HK$915,764
−HK$28,068/mo
Today · 4.125%
HK$943,832
baseline
▲ 0.50% · 4.625%
HK$1,001,262
+HK$57,430/mo
Deposit HK$21.64M · loan HK$194.75M · min. income ≈ HK$1,887,664/mo (50% DSR)
Upfront cash ≈ HK$35.70M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$988,044
−HK$53,381/mo
▼ 0.25% · 3.875%
HK$1,014,543
−HK$26,882/mo
Today · 4.125%
HK$1,041,425
baseline
▲ 0.50% · 4.625%
HK$1,096,320
+HK$54,895/mo
Deposit HK$21.64M · loan HK$194.75M · min. income ≈ HK$2,082,850/mo (50% DSR)
Upfront cash ≈ HK$35.70M (deposit + AVD stamp duty HK$14,064,926 · Scale 2, in force from 26 Feb 2026)