LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,341
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,876
−HK$1,560/mo
Today · 4.125%
HK$52,436
baseline
▲ 0.50% · 4.625%
HK$55,626
+HK$3,190/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,872/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,892
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,364
−HK$1,493/mo
Today · 4.125%
HK$57,857
baseline
▲ 0.50% · 4.625%
HK$60,907
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,714/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,210
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,051
−HK$1,872/mo
Today · 4.125%
HK$62,923
baseline
▲ 0.50% · 4.625%
HK$66,751
+HK$3,828/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$125,846/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,870
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,637
−HK$1,792/mo
Today · 4.125%
HK$69,429
baseline
▲ 0.50% · 4.625%
HK$73,089
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$138,858/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,078
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,227
−HK$2,183/mo
Today · 4.125%
HK$73,410
baseline
▲ 0.50% · 4.625%
HK$77,877
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,820/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,849
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,910
−HK$2,090/mo
Today · 4.125%
HK$81,000
baseline
▲ 0.50% · 4.625%
HK$85,270
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,000/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,815
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,577
−HK$2,807/mo
Today · 4.125%
HK$94,384
baseline
▲ 0.50% · 4.625%
HK$100,127
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$188,768/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,805
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,455
−HK$2,688/mo
Today · 4.125%
HK$104,143
baseline
▲ 0.50% · 4.625%
HK$109,633
+HK$5,490/mo
Deposit HK$2.16M · loan HK$19.47M · min. income ≈ HK$208,286/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,854 · Scale 2, in force from 26 Feb 2026)