LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,343
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,559/mo
Today · 4.125%
HK$52,437
baseline
▲ 0.50% · 4.625%
HK$55,628
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,874/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,894
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,493/mo
Today · 4.125%
HK$57,859
baseline
▲ 0.50% · 4.625%
HK$60,909
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,718/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,212
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,054
−HK$1,871/mo
Today · 4.125%
HK$62,925
baseline
▲ 0.50% · 4.625%
HK$66,754
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$125,850/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,872
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,639
−HK$1,792/mo
Today · 4.125%
HK$69,431
baseline
▲ 0.50% · 4.625%
HK$73,091
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$138,862/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,080
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,229
−HK$2,183/mo
Today · 4.125%
HK$73,412
baseline
▲ 0.50% · 4.625%
HK$77,879
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,824/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,851
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,912
−HK$2,091/mo
Today · 4.125%
HK$81,003
baseline
▲ 0.50% · 4.625%
HK$85,273
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,006/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,818
−HK$5,569/mo
▼ 0.25% · 3.875%
HK$91,580
−HK$2,807/mo
Today · 4.125%
HK$94,387
baseline
▲ 0.50% · 4.625%
HK$100,131
+HK$5,744/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,774/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,809
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$101,459
−HK$2,688/mo
Today · 4.125%
HK$104,147
baseline
▲ 0.50% · 4.625%
HK$109,637
+HK$5,490/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,294/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$913,930 · Scale 2, in force from 26 Feb 2026)