LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,345
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,880
−HK$1,559/mo
Today · 4.125%
HK$52,439
baseline
▲ 0.50% · 4.625%
HK$55,630
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,878/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,896
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,368
−HK$1,494/mo
Today · 4.125%
HK$57,862
baseline
▲ 0.50% · 4.625%
HK$60,912
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,724/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,214
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,056
−HK$1,871/mo
Today · 4.125%
HK$62,927
baseline
▲ 0.50% · 4.625%
HK$66,756
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$125,854/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,875
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,642
−HK$1,792/mo
Today · 4.125%
HK$69,434
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$138,868/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,083
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,232
−HK$2,183/mo
Today · 4.125%
HK$73,415
baseline
▲ 0.50% · 4.625%
HK$77,882
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,830/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,854
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,915
−HK$2,091/mo
Today · 4.125%
HK$81,006
baseline
▲ 0.50% · 4.625%
HK$85,276
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,012/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,821
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,584
−HK$2,807/mo
Today · 4.125%
HK$94,391
baseline
▲ 0.50% · 4.625%
HK$100,134
+HK$5,743/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,782/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,812
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,462
−HK$2,689/mo
Today · 4.125%
HK$104,151
baseline
▲ 0.50% · 4.625%
HK$109,641
+HK$5,490/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,302/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,007 · Scale 2, in force from 26 Feb 2026)