LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,348
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,559/mo
Today · 4.125%
HK$52,442
baseline
▲ 0.50% · 4.625%
HK$55,633
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,884/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,899
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,494/mo
Today · 4.125%
HK$57,865
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,730/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,217
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,059
−HK$1,872/mo
Today · 4.125%
HK$62,931
baseline
▲ 0.50% · 4.625%
HK$66,760
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$125,862/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,879
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,646
−HK$1,792/mo
Today · 4.125%
HK$69,438
baseline
▲ 0.50% · 4.625%
HK$73,098
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.98M · min. income ≈ HK$138,876/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,087
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,236
−HK$2,183/mo
Today · 4.125%
HK$73,419
baseline
▲ 0.50% · 4.625%
HK$77,887
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,838/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,859
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,920
−HK$2,091/mo
Today · 4.125%
HK$81,011
baseline
▲ 0.50% · 4.625%
HK$85,281
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,022/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,826
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,589
−HK$2,807/mo
Today · 4.125%
HK$94,396
baseline
▲ 0.50% · 4.625%
HK$100,140
+HK$5,744/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,792/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,818
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,468
−HK$2,689/mo
Today · 4.125%
HK$104,157
baseline
▲ 0.50% · 4.625%
HK$109,647
+HK$5,490/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,314/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,138 · Scale 2, in force from 26 Feb 2026)