LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,349
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,884
−HK$1,559/mo
Today · 4.125%
HK$52,443
baseline
▲ 0.50% · 4.625%
HK$55,634
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,886/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,900
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,372
−HK$1,494/mo
Today · 4.125%
HK$57,866
baseline
▲ 0.50% · 4.625%
HK$60,916
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,732/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,219
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,061
−HK$1,871/mo
Today · 4.125%
HK$62,932
baseline
▲ 0.50% · 4.625%
HK$66,761
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,864/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,880
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,647
−HK$1,792/mo
Today · 4.125%
HK$69,439
baseline
▲ 0.50% · 4.625%
HK$73,100
+HK$3,661/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,878/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,088
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,237
−HK$2,184/mo
Today · 4.125%
HK$73,421
baseline
▲ 0.50% · 4.625%
HK$77,888
+HK$4,467/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,842/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,860
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,921
−HK$2,091/mo
Today · 4.125%
HK$81,012
baseline
▲ 0.50% · 4.625%
HK$85,283
+HK$4,271/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,024/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,828
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,591
−HK$2,807/mo
Today · 4.125%
HK$94,398
baseline
▲ 0.50% · 4.625%
HK$100,142
+HK$5,744/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,796/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,820
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,470
−HK$2,689/mo
Today · 4.125%
HK$104,159
baseline
▲ 0.50% · 4.625%
HK$109,649
+HK$5,490/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,318/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,176 · Scale 2, in force from 26 Feb 2026)