LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,351
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,886
−HK$1,560/mo
Today · 4.125%
HK$52,446
baseline
▲ 0.50% · 4.625%
HK$55,637
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,892/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,903
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,375
−HK$1,494/mo
Today · 4.125%
HK$57,869
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,738/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,221
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,063
−HK$1,872/mo
Today · 4.125%
HK$62,935
baseline
▲ 0.50% · 4.625%
HK$66,764
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,870/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,883
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,650
−HK$1,793/mo
Today · 4.125%
HK$69,443
baseline
▲ 0.50% · 4.625%
HK$73,103
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,886/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,092
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,241
−HK$2,183/mo
Today · 4.125%
HK$73,424
baseline
▲ 0.50% · 4.625%
HK$77,892
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,848/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,864
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,925
−HK$2,091/mo
Today · 4.125%
HK$81,016
baseline
▲ 0.50% · 4.625%
HK$85,287
+HK$4,271/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,032/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,832
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,595
−HK$2,808/mo
Today · 4.125%
HK$94,403
baseline
▲ 0.50% · 4.625%
HK$100,147
+HK$5,744/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,806/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,825
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,475
−HK$2,689/mo
Today · 4.125%
HK$104,164
baseline
▲ 0.50% · 4.625%
HK$109,655
+HK$5,491/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,328/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,280 · Scale 2, in force from 26 Feb 2026)