LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,354
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,889
−HK$1,560/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,640
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,906
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,378
−HK$1,494/mo
Today · 4.125%
HK$57,872
baseline
▲ 0.50% · 4.625%
HK$60,923
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,744/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,225
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,067
−HK$1,872/mo
Today · 4.125%
HK$62,939
baseline
▲ 0.50% · 4.625%
HK$66,768
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,878/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,887
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,654
−HK$1,793/mo
Today · 4.125%
HK$69,447
baseline
▲ 0.50% · 4.625%
HK$73,107
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,894/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,096
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,245
−HK$2,184/mo
Today · 4.125%
HK$73,429
baseline
▲ 0.50% · 4.625%
HK$77,897
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,858/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,868
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,930
−HK$2,091/mo
Today · 4.125%
HK$81,021
baseline
▲ 0.50% · 4.625%
HK$85,292
+HK$4,271/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,042/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,837
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,601
−HK$2,807/mo
Today · 4.125%
HK$94,408
baseline
▲ 0.50% · 4.625%
HK$100,153
+HK$5,745/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,816/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,831
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,481
−HK$2,689/mo
Today · 4.125%
HK$104,170
baseline
▲ 0.50% · 4.625%
HK$109,661
+HK$5,491/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,340/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,410 · Scale 2, in force from 26 Feb 2026)