LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,355
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,891
−HK$1,560/mo
Today · 4.125%
HK$52,451
baseline
▲ 0.50% · 4.625%
HK$55,642
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,902/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,907
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,380
−HK$1,494/mo
Today · 4.125%
HK$57,874
baseline
▲ 0.50% · 4.625%
HK$60,925
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,748/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,227
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,069
−HK$1,872/mo
Today · 4.125%
HK$62,941
baseline
▲ 0.50% · 4.625%
HK$66,770
+HK$3,829/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,882/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,889
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,656
−HK$1,793/mo
Today · 4.125%
HK$69,449
baseline
▲ 0.50% · 4.625%
HK$73,109
+HK$3,660/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,898/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,098
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$2,184/mo
Today · 4.125%
HK$73,431
baseline
▲ 0.50% · 4.625%
HK$77,899
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,862/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,932
−HK$2,092/mo
Today · 4.125%
HK$81,024
baseline
▲ 0.50% · 4.625%
HK$85,294
+HK$4,270/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,048/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,840
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,603
−HK$2,808/mo
Today · 4.125%
HK$94,411
baseline
▲ 0.50% · 4.625%
HK$100,156
+HK$5,745/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,822/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,833
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,484
−HK$2,689/mo
Today · 4.125%
HK$104,173
baseline
▲ 0.50% · 4.625%
HK$109,664
+HK$5,491/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,346/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,471 · Scale 2, in force from 26 Feb 2026)