LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,357
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,893
−HK$1,559/mo
Today · 4.125%
HK$52,452
baseline
▲ 0.50% · 4.625%
HK$55,644
+HK$3,192/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,904/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,910
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,382
−HK$1,494/mo
Today · 4.125%
HK$57,876
baseline
▲ 0.50% · 4.625%
HK$60,927
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,752/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,229
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,071
−HK$1,872/mo
Today · 4.125%
HK$62,943
baseline
▲ 0.50% · 4.625%
HK$66,773
+HK$3,830/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,886/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,891
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,659
−HK$1,792/mo
Today · 4.125%
HK$69,451
baseline
▲ 0.50% · 4.625%
HK$73,112
+HK$3,661/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,902/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,100
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$71,250
−HK$2,183/mo
Today · 4.125%
HK$73,433
baseline
▲ 0.50% · 4.625%
HK$77,902
+HK$4,469/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,866/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,873
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,935
−HK$2,092/mo
Today · 4.125%
HK$81,027
baseline
▲ 0.50% · 4.625%
HK$85,298
+HK$4,271/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,054/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,843
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,607
−HK$2,807/mo
Today · 4.125%
HK$94,414
baseline
▲ 0.50% · 4.625%
HK$100,159
+HK$5,745/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,828/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,837
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,488
−HK$2,689/mo
Today · 4.125%
HK$104,177
baseline
▲ 0.50% · 4.625%
HK$109,668
+HK$5,491/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,354/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,552 · Scale 2, in force from 26 Feb 2026)