LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,359
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,894
−HK$1,560/mo
Today · 4.125%
HK$52,454
baseline
▲ 0.50% · 4.625%
HK$55,646
+HK$3,192/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,908/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,911
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,384
−HK$1,494/mo
Today · 4.125%
HK$57,878
baseline
▲ 0.50% · 4.625%
HK$60,929
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,756/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,231
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,073
−HK$1,872/mo
Today · 4.125%
HK$62,945
baseline
▲ 0.50% · 4.625%
HK$66,775
+HK$3,830/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,890/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,893
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,661
−HK$1,792/mo
Today · 4.125%
HK$69,453
baseline
▲ 0.50% · 4.625%
HK$73,114
+HK$3,661/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,906/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,102
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,252
−HK$2,184/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,904
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,876
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,937
−HK$2,092/mo
Today · 4.125%
HK$81,029
baseline
▲ 0.50% · 4.625%
HK$85,300
+HK$4,271/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,058/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,846
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,610
−HK$2,807/mo
Today · 4.125%
HK$94,417
baseline
▲ 0.50% · 4.625%
HK$100,162
+HK$5,745/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,834/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,840
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,491
−HK$2,689/mo
Today · 4.125%
HK$104,180
baseline
▲ 0.50% · 4.625%
HK$109,672
+HK$5,492/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,360/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,619 · Scale 2, in force from 26 Feb 2026)