LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,360
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,896
−HK$1,560/mo
Today · 4.125%
HK$52,456
baseline
▲ 0.50% · 4.625%
HK$55,647
+HK$3,191/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,912/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,913
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,386
−HK$1,494/mo
Today · 4.125%
HK$57,880
baseline
▲ 0.50% · 4.625%
HK$60,930
+HK$3,050/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,760/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,232
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,075
−HK$1,872/mo
Today · 4.125%
HK$62,947
baseline
▲ 0.50% · 4.625%
HK$66,777
+HK$3,830/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,894/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,895
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,663
−HK$1,792/mo
Today · 4.125%
HK$69,455
baseline
▲ 0.50% · 4.625%
HK$73,117
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,910/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,104
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,254
−HK$2,184/mo
Today · 4.125%
HK$73,438
baseline
▲ 0.50% · 4.625%
HK$77,906
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,876/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,878
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,940
−HK$2,091/mo
Today · 4.125%
HK$81,031
baseline
▲ 0.50% · 4.625%
HK$85,303
+HK$4,272/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,062/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,848
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,612
−HK$2,808/mo
Today · 4.125%
HK$94,420
baseline
▲ 0.50% · 4.625%
HK$100,165
+HK$5,745/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,840/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,843
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,494
−HK$2,689/mo
Today · 4.125%
HK$104,183
baseline
▲ 0.50% · 4.625%
HK$109,675
+HK$5,492/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,366/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,681 · Scale 2, in force from 26 Feb 2026)