LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,361
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,897
−HK$1,560/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,649
+HK$3,192/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,914
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,387
−HK$1,494/mo
Today · 4.125%
HK$57,881
baseline
▲ 0.50% · 4.625%
HK$60,932
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,762/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,234
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,076
−HK$1,872/mo
Today · 4.125%
HK$62,948
baseline
▲ 0.50% · 4.625%
HK$66,779
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,896/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,897
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,664
−HK$1,793/mo
Today · 4.125%
HK$69,457
baseline
▲ 0.50% · 4.625%
HK$73,118
+HK$3,661/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,914/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,106
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,256
−HK$2,184/mo
Today · 4.125%
HK$73,440
baseline
▲ 0.50% · 4.625%
HK$77,908
+HK$4,468/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,880/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,880
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,942
−HK$2,091/mo
Today · 4.125%
HK$81,033
baseline
▲ 0.50% · 4.625%
HK$85,305
+HK$4,272/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,066/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,851
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,614
−HK$2,808/mo
Today · 4.125%
HK$94,422
baseline
▲ 0.50% · 4.625%
HK$100,168
+HK$5,746/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,844/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,846
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,496
−HK$2,690/mo
Today · 4.125%
HK$104,186
baseline
▲ 0.50% · 4.625%
HK$109,678
+HK$5,492/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,372/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,735 · Scale 2, in force from 26 Feb 2026)