LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,365
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,900
−HK$1,560/mo
Today · 4.125%
HK$52,460
baseline
▲ 0.50% · 4.625%
HK$55,653
+HK$3,193/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$104,920/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,918
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,391
−HK$1,494/mo
Today · 4.125%
HK$57,885
baseline
▲ 0.50% · 4.625%
HK$60,936
+HK$3,051/mo
Deposit HK$10.82M · loan HK$10.82M · min. income ≈ HK$115,770/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,238
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,080
−HK$1,873/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,783
+HK$3,830/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,902
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,669
−HK$1,793/mo
Today · 4.125%
HK$69,462
baseline
▲ 0.50% · 4.625%
HK$73,123
+HK$3,661/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,924/mo (50% DSR)
Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,111
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,261
−HK$2,184/mo
Today · 4.125%
HK$73,445
baseline
▲ 0.50% · 4.625%
HK$77,914
+HK$4,469/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$146,890/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,885
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,947
−HK$2,092/mo
Today · 4.125%
HK$81,039
baseline
▲ 0.50% · 4.625%
HK$85,311
+HK$4,272/mo
Deposit HK$6.49M · loan HK$15.15M · min. income ≈ HK$162,078/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,857
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,621
−HK$2,808/mo
Today · 4.125%
HK$94,429
baseline
▲ 0.50% · 4.625%
HK$100,175
+HK$5,746/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$188,858/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,852
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,503
−HK$2,690/mo
Today · 4.125%
HK$104,193
baseline
▲ 0.50% · 4.625%
HK$109,685
+HK$5,492/mo
Deposit HK$2.16M · loan HK$19.48M · min. income ≈ HK$208,386/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$914,883 · Scale 2, in force from 26 Feb 2026)