LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,369
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,905
−HK$1,560/mo
Today · 4.125%
HK$52,465
baseline
▲ 0.50% · 4.625%
HK$55,658
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,930/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,923
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,396
−HK$1,494/mo
Today · 4.125%
HK$57,890
baseline
▲ 0.50% · 4.625%
HK$60,942
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,780/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,243
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,086
−HK$1,872/mo
Today · 4.125%
HK$62,958
baseline
▲ 0.50% · 4.625%
HK$66,789
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,916/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,907
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,675
−HK$1,793/mo
Today · 4.125%
HK$69,468
baseline
▲ 0.50% · 4.625%
HK$73,130
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,936/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,117
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,267
−HK$2,184/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,921
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,892
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,954
−HK$2,092/mo
Today · 4.125%
HK$81,046
baseline
▲ 0.50% · 4.625%
HK$85,318
+HK$4,272/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,092/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,865
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,629
−HK$2,808/mo
Today · 4.125%
HK$94,437
baseline
▲ 0.50% · 4.625%
HK$100,184
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,874/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,861
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,513
−HK$2,689/mo
Today · 4.125%
HK$104,202
baseline
▲ 0.50% · 4.625%
HK$109,695
+HK$5,493/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,404/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,079 · Scale 2, in force from 26 Feb 2026)