LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,371
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,907
−HK$1,560/mo
Today · 4.125%
HK$52,467
baseline
▲ 0.50% · 4.625%
HK$55,660
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,934/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,925
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,398
−HK$1,495/mo
Today · 4.125%
HK$57,893
baseline
▲ 0.50% · 4.625%
HK$60,944
+HK$3,051/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,786/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,246
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,088
−HK$1,873/mo
Today · 4.125%
HK$62,961
baseline
▲ 0.50% · 4.625%
HK$66,792
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,922/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,910
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,678
−HK$1,793/mo
Today · 4.125%
HK$69,471
baseline
▲ 0.50% · 4.625%
HK$73,133
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,942/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,120
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,270
−HK$2,184/mo
Today · 4.125%
HK$73,454
baseline
▲ 0.50% · 4.625%
HK$77,924
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,908/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,895
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,957
−HK$2,093/mo
Today · 4.125%
HK$81,050
baseline
▲ 0.50% · 4.625%
HK$85,322
+HK$4,272/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,100/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,868
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,633
−HK$2,808/mo
Today · 4.125%
HK$94,441
baseline
▲ 0.50% · 4.625%
HK$100,188
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,882/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,865
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,517
−HK$2,690/mo
Today · 4.125%
HK$104,207
baseline
▲ 0.50% · 4.625%
HK$109,699
+HK$5,492/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,414/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,166 · Scale 2, in force from 26 Feb 2026)