LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,373
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,560/mo
Today · 4.125%
HK$52,469
baseline
▲ 0.50% · 4.625%
HK$55,661
+HK$3,192/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,938/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,494/mo
Today · 4.125%
HK$57,894
baseline
▲ 0.50% · 4.625%
HK$60,946
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,788/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,247
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,090
−HK$1,873/mo
Today · 4.125%
HK$62,963
baseline
▲ 0.50% · 4.625%
HK$66,794
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,926/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,912
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,680
−HK$1,793/mo
Today · 4.125%
HK$69,473
baseline
▲ 0.50% · 4.625%
HK$73,135
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,946/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,122
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,272
−HK$2,184/mo
Today · 4.125%
HK$73,456
baseline
▲ 0.50% · 4.625%
HK$77,926
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,912/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,897
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,960
−HK$2,092/mo
Today · 4.125%
HK$81,052
baseline
▲ 0.50% · 4.625%
HK$85,324
+HK$4,272/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,104/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,871
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,635
−HK$2,809/mo
Today · 4.125%
HK$94,444
baseline
▲ 0.50% · 4.625%
HK$100,191
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,888/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,868
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,520
−HK$2,690/mo
Today · 4.125%
HK$104,210
baseline
▲ 0.50% · 4.625%
HK$109,703
+HK$5,493/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,420/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,229 · Scale 2, in force from 26 Feb 2026)