LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,373
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,909
−HK$1,560/mo
Today · 4.125%
HK$52,469
baseline
▲ 0.50% · 4.625%
HK$55,662
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,938/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,927
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,400
−HK$1,495/mo
Today · 4.125%
HK$57,895
baseline
▲ 0.50% · 4.625%
HK$60,946
+HK$3,051/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,790/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,248
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,091
−HK$1,872/mo
Today · 4.125%
HK$62,963
baseline
▲ 0.50% · 4.625%
HK$66,794
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,926/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,913
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,680
−HK$1,794/mo
Today · 4.125%
HK$69,474
baseline
▲ 0.50% · 4.625%
HK$73,136
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,948/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,123
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,273
−HK$2,184/mo
Today · 4.125%
HK$73,457
baseline
▲ 0.50% · 4.625%
HK$77,927
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,914/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,898
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,960
−HK$2,093/mo
Today · 4.125%
HK$81,053
baseline
▲ 0.50% · 4.625%
HK$85,325
+HK$4,272/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,106/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,872
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,636
−HK$2,809/mo
Today · 4.125%
HK$94,445
baseline
▲ 0.50% · 4.625%
HK$100,192
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,890/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,869
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,521
−HK$2,690/mo
Today · 4.125%
HK$104,211
baseline
▲ 0.50% · 4.625%
HK$109,704
+HK$5,493/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,422/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,249 · Scale 2, in force from 26 Feb 2026)