LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,375
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,911
−HK$1,560/mo
Today · 4.125%
HK$52,471
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,942/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,929
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,402
−HK$1,495/mo
Today · 4.125%
HK$57,897
baseline
▲ 0.50% · 4.625%
HK$60,948
+HK$3,051/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,794/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,250
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,093
−HK$1,872/mo
Today · 4.125%
HK$62,965
baseline
▲ 0.50% · 4.625%
HK$66,797
+HK$3,832/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,930/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,915
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,683
−HK$1,793/mo
Today · 4.125%
HK$69,476
baseline
▲ 0.50% · 4.625%
HK$73,138
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,952/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,125
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,275
−HK$2,184/mo
Today · 4.125%
HK$73,459
baseline
▲ 0.50% · 4.625%
HK$77,929
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,918/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,901
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$78,963
−HK$2,092/mo
Today · 4.125%
HK$81,055
baseline
▲ 0.50% · 4.625%
HK$85,328
+HK$4,273/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,110/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,875
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,639
−HK$2,809/mo
Today · 4.125%
HK$94,448
baseline
▲ 0.50% · 4.625%
HK$100,195
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,896/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,872
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,524
−HK$2,690/mo
Today · 4.125%
HK$104,214
baseline
▲ 0.50% · 4.625%
HK$109,707
+HK$5,493/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,428/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,317 · Scale 2, in force from 26 Feb 2026)