LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,375
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,911
−HK$1,561/mo
Today · 4.125%
HK$52,472
baseline
▲ 0.50% · 4.625%
HK$55,664
+HK$3,192/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,944/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,930
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,403
−HK$1,494/mo
Today · 4.125%
HK$57,897
baseline
▲ 0.50% · 4.625%
HK$60,949
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,794/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,250
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,093
−HK$1,873/mo
Today · 4.125%
HK$62,966
baseline
▲ 0.50% · 4.625%
HK$66,797
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,932/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,916
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,683
−HK$1,794/mo
Today · 4.125%
HK$69,477
baseline
▲ 0.50% · 4.625%
HK$73,139
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,954/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,126
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$71,276
−HK$2,184/mo
Today · 4.125%
HK$73,460
baseline
▲ 0.50% · 4.625%
HK$77,930
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,920/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,901
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,964
−HK$2,092/mo
Today · 4.125%
HK$81,056
baseline
▲ 0.50% · 4.625%
HK$85,329
+HK$4,273/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,112/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,876
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,640
−HK$2,809/mo
Today · 4.125%
HK$94,449
baseline
▲ 0.50% · 4.625%
HK$100,196
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,898/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,873
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,525
−HK$2,690/mo
Today · 4.125%
HK$104,215
baseline
▲ 0.50% · 4.625%
HK$109,708
+HK$5,493/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,430/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,343 · Scale 2, in force from 26 Feb 2026)