LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,376
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,912
−HK$1,561/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,665
+HK$3,192/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,931
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,404
−HK$1,494/mo
Today · 4.125%
HK$57,898
baseline
▲ 0.50% · 4.625%
HK$60,950
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,796/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,872/mo
Today · 4.125%
HK$62,967
baseline
▲ 0.50% · 4.625%
HK$66,799
+HK$3,832/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,934/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,917
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,685
−HK$1,793/mo
Today · 4.125%
HK$69,478
baseline
▲ 0.50% · 4.625%
HK$73,140
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,956/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,127
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,277
−HK$2,185/mo
Today · 4.125%
HK$73,462
baseline
▲ 0.50% · 4.625%
HK$77,932
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,924/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,903
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,965
−HK$2,093/mo
Today · 4.125%
HK$81,058
baseline
▲ 0.50% · 4.625%
HK$85,330
+HK$4,272/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,116/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,877
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$91,642
−HK$2,809/mo
Today · 4.125%
HK$94,451
baseline
▲ 0.50% · 4.625%
HK$100,198
+HK$5,747/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,902/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,875
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,527
−HK$2,690/mo
Today · 4.125%
HK$104,217
baseline
▲ 0.50% · 4.625%
HK$109,711
+HK$5,494/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,434/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,385 · Scale 2, in force from 26 Feb 2026)