LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,378
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,914
−HK$1,560/mo
Today · 4.125%
HK$52,474
baseline
▲ 0.50% · 4.625%
HK$55,667
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,948/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,932
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,405
−HK$1,495/mo
Today · 4.125%
HK$57,900
baseline
▲ 0.50% · 4.625%
HK$60,952
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,800/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,253
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,096
−HK$1,873/mo
Today · 4.125%
HK$62,969
baseline
▲ 0.50% · 4.625%
HK$66,800
+HK$3,831/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,938/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,919
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,687
−HK$1,793/mo
Today · 4.125%
HK$69,480
baseline
▲ 0.50% · 4.625%
HK$73,142
+HK$3,662/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,960/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,129
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$71,279
−HK$2,185/mo
Today · 4.125%
HK$73,464
baseline
▲ 0.50% · 4.625%
HK$77,934
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,928/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,905
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,968
−HK$2,092/mo
Today · 4.125%
HK$81,060
baseline
▲ 0.50% · 4.625%
HK$85,333
+HK$4,273/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,120/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,880
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,645
−HK$2,808/mo
Today · 4.125%
HK$94,453
baseline
▲ 0.50% · 4.625%
HK$100,201
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,906/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,878
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,530
−HK$2,690/mo
Today · 4.125%
HK$104,220
baseline
▲ 0.50% · 4.625%
HK$109,714
+HK$5,494/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,440/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,445 · Scale 2, in force from 26 Feb 2026)