LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,384
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$50,920
−HK$1,560/mo
Today · 4.125%
HK$52,480
baseline
▲ 0.50% · 4.625%
HK$55,674
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,960/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,939
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,412
−HK$1,495/mo
Today · 4.125%
HK$57,907
baseline
▲ 0.50% · 4.625%
HK$60,959
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,814/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,104
−HK$1,872/mo
Today · 4.125%
HK$62,976
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,832/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,952/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,927
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$1,793/mo
Today · 4.125%
HK$69,488
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$3,663/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,976/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,137
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,288
−HK$2,185/mo
Today · 4.125%
HK$73,473
baseline
▲ 0.50% · 4.625%
HK$77,943
+HK$4,470/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,946/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,914
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,977
−HK$2,093/mo
Today · 4.125%
HK$81,070
baseline
▲ 0.50% · 4.625%
HK$85,343
+HK$4,273/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,140/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,891
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$91,656
−HK$2,809/mo
Today · 4.125%
HK$94,465
baseline
▲ 0.50% · 4.625%
HK$100,213
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,930/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,890
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$101,542
−HK$2,691/mo
Today · 4.125%
HK$104,233
baseline
▲ 0.50% · 4.625%
HK$109,727
+HK$5,494/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,466/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,705 · Scale 2, in force from 26 Feb 2026)