LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,385
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,921
−HK$1,561/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,675
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,941
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,414
−HK$1,495/mo
Today · 4.125%
HK$57,909
baseline
▲ 0.50% · 4.625%
HK$60,961
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,818/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,262
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,106
−HK$1,872/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,811
+HK$3,833/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,929
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,697
−HK$1,794/mo
Today · 4.125%
HK$69,491
baseline
▲ 0.50% · 4.625%
HK$73,154
+HK$3,663/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,982/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,139
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,290
−HK$2,185/mo
Today · 4.125%
HK$73,475
baseline
▲ 0.50% · 4.625%
HK$77,946
+HK$4,471/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,950/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,917
−HK$4,155/mo
▼ 0.25% · 3.875%
HK$78,980
−HK$2,092/mo
Today · 4.125%
HK$81,072
baseline
▲ 0.50% · 4.625%
HK$85,346
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,144/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,893
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,658
−HK$2,810/mo
Today · 4.125%
HK$94,468
baseline
▲ 0.50% · 4.625%
HK$100,216
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,936/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,893
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$101,545
−HK$2,691/mo
Today · 4.125%
HK$104,236
baseline
▲ 0.50% · 4.625%
HK$109,730
+HK$5,494/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,472/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,774 · Scale 2, in force from 26 Feb 2026)