LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,386
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,922
−HK$1,561/mo
Today · 4.125%
HK$52,483
baseline
▲ 0.50% · 4.625%
HK$55,676
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,966/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,942
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,415
−HK$1,495/mo
Today · 4.125%
HK$57,910
baseline
▲ 0.50% · 4.625%
HK$60,962
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,820/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,263
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,107
−HK$1,873/mo
Today · 4.125%
HK$62,980
baseline
▲ 0.50% · 4.625%
HK$66,812
+HK$3,832/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$125,960/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,930
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,698
−HK$1,794/mo
Today · 4.125%
HK$69,492
baseline
▲ 0.50% · 4.625%
HK$73,155
+HK$3,663/mo
Deposit HK$8.66M · loan HK$12.99M · min. income ≈ HK$138,984/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,140
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,291
−HK$2,185/mo
Today · 4.125%
HK$73,476
baseline
▲ 0.50% · 4.625%
HK$77,947
+HK$4,471/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,952/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,918
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,981
−HK$2,093/mo
Today · 4.125%
HK$81,074
baseline
▲ 0.50% · 4.625%
HK$85,347
+HK$4,273/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,148/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,895
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$91,660
−HK$2,809/mo
Today · 4.125%
HK$94,469
baseline
▲ 0.50% · 4.625%
HK$100,218
+HK$5,749/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,938/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,895
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$101,547
−HK$2,691/mo
Today · 4.125%
HK$104,238
baseline
▲ 0.50% · 4.625%
HK$109,732
+HK$5,494/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,476/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,813 · Scale 2, in force from 26 Feb 2026)