LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,388
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,924
−HK$1,561/mo
Today · 4.125%
HK$52,485
baseline
▲ 0.50% · 4.625%
HK$55,679
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,970/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,944
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$56,417
−HK$1,495/mo
Today · 4.125%
HK$57,912
baseline
▲ 0.50% · 4.625%
HK$60,965
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,824/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,266
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,109
−HK$1,873/mo
Today · 4.125%
HK$62,982
baseline
▲ 0.50% · 4.625%
HK$66,815
+HK$3,833/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$125,964/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,933
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,701
−HK$1,794/mo
Today · 4.125%
HK$69,495
baseline
▲ 0.50% · 4.625%
HK$73,158
+HK$3,663/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$138,990/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,143
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,294
−HK$2,185/mo
Today · 4.125%
HK$73,479
baseline
▲ 0.50% · 4.625%
HK$77,950
+HK$4,471/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,958/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,921
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,984
−HK$2,093/mo
Today · 4.125%
HK$81,077
baseline
▲ 0.50% · 4.625%
HK$85,351
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,154/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,899
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,664
−HK$2,810/mo
Today · 4.125%
HK$94,474
baseline
▲ 0.50% · 4.625%
HK$100,222
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,948/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,899
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$101,551
−HK$2,691/mo
Today · 4.125%
HK$104,242
baseline
▲ 0.50% · 4.625%
HK$109,737
+HK$5,495/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,484/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,906 · Scale 2, in force from 26 Feb 2026)