LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,389
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,926
−HK$1,561/mo
Today · 4.125%
HK$52,487
baseline
▲ 0.50% · 4.625%
HK$55,680
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,974/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,945
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,419
−HK$1,495/mo
Today · 4.125%
HK$57,914
baseline
▲ 0.50% · 4.625%
HK$60,966
+HK$3,052/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,828/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,267
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,111
−HK$1,873/mo
Today · 4.125%
HK$62,984
baseline
▲ 0.50% · 4.625%
HK$66,816
+HK$3,832/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$125,968/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,934
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,703
−HK$1,794/mo
Today · 4.125%
HK$69,497
baseline
▲ 0.50% · 4.625%
HK$73,160
+HK$3,663/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$138,994/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,145
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,296
−HK$2,185/mo
Today · 4.125%
HK$73,481
baseline
▲ 0.50% · 4.625%
HK$77,952
+HK$4,471/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,962/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,923
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,986
−HK$2,093/mo
Today · 4.125%
HK$81,079
baseline
▲ 0.50% · 4.625%
HK$85,353
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,158/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,901
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,666
−HK$2,810/mo
Today · 4.125%
HK$94,476
baseline
▲ 0.50% · 4.625%
HK$100,224
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,952/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,901
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,554
−HK$2,691/mo
Today · 4.125%
HK$104,245
baseline
▲ 0.50% · 4.625%
HK$109,740
+HK$5,495/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,490/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$915,959 · Scale 2, in force from 26 Feb 2026)