LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,390
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,927
−HK$1,561/mo
Today · 4.125%
HK$52,488
baseline
▲ 0.50% · 4.625%
HK$55,681
+HK$3,193/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,976/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,946
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,420
−HK$1,495/mo
Today · 4.125%
HK$57,915
baseline
▲ 0.50% · 4.625%
HK$60,968
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,830/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,268
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,112
−HK$1,873/mo
Today · 4.125%
HK$62,985
baseline
▲ 0.50% · 4.625%
HK$66,818
+HK$3,833/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$125,970/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,704
−HK$1,794/mo
Today · 4.125%
HK$69,498
baseline
▲ 0.50% · 4.625%
HK$73,161
+HK$3,663/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$138,996/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,147
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,297
−HK$2,186/mo
Today · 4.125%
HK$73,483
baseline
▲ 0.50% · 4.625%
HK$77,954
+HK$4,471/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,966/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,925
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,988
−HK$2,093/mo
Today · 4.125%
HK$81,081
baseline
▲ 0.50% · 4.625%
HK$85,355
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,162/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,903
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,668
−HK$2,810/mo
Today · 4.125%
HK$94,478
baseline
▲ 0.50% · 4.625%
HK$100,226
+HK$5,748/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$188,956/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,903
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,556
−HK$2,691/mo
Today · 4.125%
HK$104,247
baseline
▲ 0.50% · 4.625%
HK$109,742
+HK$5,495/mo
Deposit HK$2.17M · loan HK$19.49M · min. income ≈ HK$208,494/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,002 · Scale 2, in force from 26 Feb 2026)