LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,394
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,931
−HK$1,561/mo
Today · 4.125%
HK$52,492
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,984/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,950
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,424
−HK$1,495/mo
Today · 4.125%
HK$57,919
baseline
▲ 0.50% · 4.625%
HK$60,972
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,838/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,273
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,117
−HK$1,873/mo
Today · 4.125%
HK$62,990
baseline
▲ 0.50% · 4.625%
HK$66,823
+HK$3,833/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$125,980/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,941
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,709
−HK$1,794/mo
Today · 4.125%
HK$69,503
baseline
▲ 0.50% · 4.625%
HK$73,167
+HK$3,664/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$139,006/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,152
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,303
−HK$2,185/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,960
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,976/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,931
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,994
−HK$2,093/mo
Today · 4.125%
HK$81,087
baseline
▲ 0.50% · 4.625%
HK$85,361
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,174/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,909
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,675
−HK$2,810/mo
Today · 4.125%
HK$94,485
baseline
▲ 0.50% · 4.625%
HK$100,234
+HK$5,749/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$188,970/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,911
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,564
−HK$2,691/mo
Today · 4.125%
HK$104,255
baseline
▲ 0.50% · 4.625%
HK$109,750
+HK$5,495/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,510/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,167 · Scale 2, in force from 26 Feb 2026)