LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,395
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$50,931
−HK$1,561/mo
Today · 4.125%
HK$52,492
baseline
▲ 0.50% · 4.625%
HK$55,686
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,984/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,951
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,425
−HK$1,495/mo
Today · 4.125%
HK$57,920
baseline
▲ 0.50% · 4.625%
HK$60,973
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,840/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,274
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,117
−HK$1,874/mo
Today · 4.125%
HK$62,991
baseline
▲ 0.50% · 4.625%
HK$66,823
+HK$3,832/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$125,982/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,941
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,710
−HK$1,794/mo
Today · 4.125%
HK$69,504
baseline
▲ 0.50% · 4.625%
HK$73,168
+HK$3,664/mo
Deposit HK$8.66M · loan HK$13.00M · min. income ≈ HK$139,008/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,153
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$71,304
−HK$2,185/mo
Today · 4.125%
HK$73,489
baseline
▲ 0.50% · 4.625%
HK$77,961
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,978/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,932
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,995
−HK$2,093/mo
Today · 4.125%
HK$81,088
baseline
▲ 0.50% · 4.625%
HK$85,362
+HK$4,274/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,176/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,910
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,676
−HK$2,810/mo
Today · 4.125%
HK$94,486
baseline
▲ 0.50% · 4.625%
HK$100,235
+HK$5,749/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$188,972/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,912
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,565
−HK$2,691/mo
Today · 4.125%
HK$104,256
baseline
▲ 0.50% · 4.625%
HK$109,751
+HK$5,495/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,512/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,191 · Scale 2, in force from 26 Feb 2026)