LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,397
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,934
−HK$1,561/mo
Today · 4.125%
HK$52,495
baseline
▲ 0.50% · 4.625%
HK$55,689
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,990/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,954
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,428
−HK$1,495/mo
Today · 4.125%
HK$57,923
baseline
▲ 0.50% · 4.625%
HK$60,976
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,846/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,277
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,121
−HK$1,873/mo
Today · 4.125%
HK$62,994
baseline
▲ 0.50% · 4.625%
HK$66,827
+HK$3,833/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$125,988/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,945
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,713
−HK$1,795/mo
Today · 4.125%
HK$69,508
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$3,663/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,016/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,156
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,307
−HK$2,186/mo
Today · 4.125%
HK$73,493
baseline
▲ 0.50% · 4.625%
HK$77,965
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$146,986/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,936
−HK$4,156/mo
▼ 0.25% · 3.875%
HK$78,999
−HK$2,093/mo
Today · 4.125%
HK$81,092
baseline
▲ 0.50% · 4.625%
HK$85,367
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.16M · min. income ≈ HK$162,184/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,915
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,681
−HK$2,810/mo
Today · 4.125%
HK$94,491
baseline
▲ 0.50% · 4.625%
HK$100,240
+HK$5,749/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$188,982/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,917
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,570
−HK$2,691/mo
Today · 4.125%
HK$104,261
baseline
▲ 0.50% · 4.625%
HK$109,757
+HK$5,496/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,522/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,306 · Scale 2, in force from 26 Feb 2026)