LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,401
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,938
−HK$1,561/mo
Today · 4.125%
HK$52,499
baseline
▲ 0.50% · 4.625%
HK$55,693
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$104,998/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,958
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,432
−HK$1,495/mo
Today · 4.125%
HK$57,927
baseline
▲ 0.50% · 4.625%
HK$60,981
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,854/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,281
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,125
−HK$1,874/mo
Today · 4.125%
HK$62,999
baseline
▲ 0.50% · 4.625%
HK$66,832
+HK$3,833/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$125,998/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,950
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,718
−HK$1,795/mo
Today · 4.125%
HK$69,513
baseline
▲ 0.50% · 4.625%
HK$73,177
+HK$3,664/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,026/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,161
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,313
−HK$2,185/mo
Today · 4.125%
HK$73,498
baseline
▲ 0.50% · 4.625%
HK$77,971
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$146,996/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,941
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,005
−HK$2,093/mo
Today · 4.125%
HK$81,098
baseline
▲ 0.50% · 4.625%
HK$85,373
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,196/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,922
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,688
−HK$2,810/mo
Today · 4.125%
HK$94,498
baseline
▲ 0.50% · 4.625%
HK$100,248
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$188,996/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,925
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,578
−HK$2,691/mo
Today · 4.125%
HK$104,269
baseline
▲ 0.50% · 4.625%
HK$109,765
+HK$5,496/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,538/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,467 · Scale 2, in force from 26 Feb 2026)