LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,402
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,939
−HK$1,561/mo
Today · 4.125%
HK$52,500
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,000/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,959
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,433
−HK$1,496/mo
Today · 4.125%
HK$57,929
baseline
▲ 0.50% · 4.625%
HK$60,982
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,858/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,283
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,127
−HK$1,873/mo
Today · 4.125%
HK$63,000
baseline
▲ 0.50% · 4.625%
HK$66,834
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,000/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,951
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,720
−HK$1,794/mo
Today · 4.125%
HK$69,514
baseline
▲ 0.50% · 4.625%
HK$73,179
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,028/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,163
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,314
−HK$2,186/mo
Today · 4.125%
HK$73,500
baseline
▲ 0.50% · 4.625%
HK$77,972
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,000/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,943
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,007
−HK$2,093/mo
Today · 4.125%
HK$81,100
baseline
▲ 0.50% · 4.625%
HK$85,375
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,200/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,924
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,690
−HK$2,810/mo
Today · 4.125%
HK$94,500
baseline
▲ 0.50% · 4.625%
HK$100,250
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,000/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,927
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,580
−HK$2,692/mo
Today · 4.125%
HK$104,272
baseline
▲ 0.50% · 4.625%
HK$109,768
+HK$5,496/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,544/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,519 · Scale 2, in force from 26 Feb 2026)