LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,403
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,940
−HK$1,561/mo
Today · 4.125%
HK$52,501
baseline
▲ 0.50% · 4.625%
HK$55,695
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,002/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,960
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,434
−HK$1,496/mo
Today · 4.125%
HK$57,930
baseline
▲ 0.50% · 4.625%
HK$60,983
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,860/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,284
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,128
−HK$1,873/mo
Today · 4.125%
HK$63,001
baseline
▲ 0.50% · 4.625%
HK$66,835
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,002/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,952
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,721
−HK$1,795/mo
Today · 4.125%
HK$69,516
baseline
▲ 0.50% · 4.625%
HK$73,180
+HK$3,664/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,032/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,164
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,315
−HK$2,186/mo
Today · 4.125%
HK$73,501
baseline
▲ 0.50% · 4.625%
HK$77,974
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,002/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,944
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,008
−HK$2,093/mo
Today · 4.125%
HK$81,101
baseline
▲ 0.50% · 4.625%
HK$85,376
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,202/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,925
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,691
−HK$2,811/mo
Today · 4.125%
HK$94,502
baseline
▲ 0.50% · 4.625%
HK$100,252
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,004/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,928
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,582
−HK$2,691/mo
Today · 4.125%
HK$104,273
baseline
▲ 0.50% · 4.625%
HK$109,770
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,546/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,552 · Scale 2, in force from 26 Feb 2026)