LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,404
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,941
−HK$1,561/mo
Today · 4.125%
HK$52,502
baseline
▲ 0.50% · 4.625%
HK$55,697
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,004/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,961
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,436
−HK$1,495/mo
Today · 4.125%
HK$57,931
baseline
▲ 0.50% · 4.625%
HK$60,984
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,862/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,285
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,129
−HK$1,873/mo
Today · 4.125%
HK$63,002
baseline
▲ 0.50% · 4.625%
HK$66,836
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,004/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,954
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,723
−HK$1,794/mo
Today · 4.125%
HK$69,517
baseline
▲ 0.50% · 4.625%
HK$73,181
+HK$3,664/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,034/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,166
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,317
−HK$2,186/mo
Today · 4.125%
HK$73,503
baseline
▲ 0.50% · 4.625%
HK$77,975
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,006/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,946
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,010
−HK$2,093/mo
Today · 4.125%
HK$81,103
baseline
▲ 0.50% · 4.625%
HK$85,378
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,206/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,927
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,693
−HK$2,811/mo
Today · 4.125%
HK$94,504
baseline
▲ 0.50% · 4.625%
HK$100,254
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,008/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,931
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,584
−HK$2,692/mo
Today · 4.125%
HK$104,276
baseline
▲ 0.50% · 4.625%
HK$109,772
+HK$5,496/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,552/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,599 · Scale 2, in force from 26 Feb 2026)