LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,405
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,942
−HK$1,561/mo
Today · 4.125%
HK$52,503
baseline
▲ 0.50% · 4.625%
HK$55,698
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,006/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,963
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$56,437
−HK$1,495/mo
Today · 4.125%
HK$57,932
baseline
▲ 0.50% · 4.625%
HK$60,986
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,864/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,286
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,130
−HK$1,874/mo
Today · 4.125%
HK$63,004
baseline
▲ 0.50% · 4.625%
HK$66,838
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,008/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,955
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,724
−HK$1,795/mo
Today · 4.125%
HK$69,519
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$3,664/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,038/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,167
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,319
−HK$2,186/mo
Today · 4.125%
HK$73,505
baseline
▲ 0.50% · 4.625%
HK$77,977
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,010/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,948
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,012
−HK$2,093/mo
Today · 4.125%
HK$81,105
baseline
▲ 0.50% · 4.625%
HK$85,380
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,210/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,929
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,695
−HK$2,811/mo
Today · 4.125%
HK$94,506
baseline
▲ 0.50% · 4.625%
HK$100,256
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,012/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,933
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,586
−HK$2,692/mo
Today · 4.125%
HK$104,278
baseline
▲ 0.50% · 4.625%
HK$109,775
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,556/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,649 · Scale 2, in force from 26 Feb 2026)