LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,406
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,942
−HK$1,562/mo
Today · 4.125%
HK$52,504
baseline
▲ 0.50% · 4.625%
HK$55,698
+HK$3,194/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,008/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,963
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,437
−HK$1,496/mo
Today · 4.125%
HK$57,933
baseline
▲ 0.50% · 4.625%
HK$60,986
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,866/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,287
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,131
−HK$1,873/mo
Today · 4.125%
HK$63,004
baseline
▲ 0.50% · 4.625%
HK$66,838
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,008/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,956
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,725
−HK$1,794/mo
Today · 4.125%
HK$69,519
baseline
▲ 0.50% · 4.625%
HK$73,184
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,038/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,168
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,319
−HK$2,186/mo
Today · 4.125%
HK$73,505
baseline
▲ 0.50% · 4.625%
HK$77,978
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,010/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,948
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,012
−HK$2,094/mo
Today · 4.125%
HK$81,106
baseline
▲ 0.50% · 4.625%
HK$85,381
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,212/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,930
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,696
−HK$2,811/mo
Today · 4.125%
HK$94,507
baseline
▲ 0.50% · 4.625%
HK$100,257
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,014/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,934
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,587
−HK$2,692/mo
Today · 4.125%
HK$104,279
baseline
▲ 0.50% · 4.625%
HK$109,775
+HK$5,496/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,558/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,666 · Scale 2, in force from 26 Feb 2026)