LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,407
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,944
−HK$1,561/mo
Today · 4.125%
HK$52,505
baseline
▲ 0.50% · 4.625%
HK$55,700
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,010/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,965
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,439
−HK$1,496/mo
Today · 4.125%
HK$57,935
baseline
▲ 0.50% · 4.625%
HK$60,988
+HK$3,053/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,870/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,289
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,133
−HK$1,873/mo
Today · 4.125%
HK$63,006
baseline
▲ 0.50% · 4.625%
HK$66,840
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,012/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,958
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,727
−HK$1,794/mo
Today · 4.125%
HK$69,521
baseline
▲ 0.50% · 4.625%
HK$73,186
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,042/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,170
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,322
−HK$2,186/mo
Today · 4.125%
HK$73,508
baseline
▲ 0.50% · 4.625%
HK$77,980
+HK$4,472/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,016/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,951
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,015
−HK$2,093/mo
Today · 4.125%
HK$81,108
baseline
▲ 0.50% · 4.625%
HK$85,384
+HK$4,276/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,216/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,933
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,699
−HK$2,811/mo
Today · 4.125%
HK$94,510
baseline
▲ 0.50% · 4.625%
HK$100,260
+HK$5,750/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,020/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,937
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,590
−HK$2,692/mo
Today · 4.125%
HK$104,282
baseline
▲ 0.50% · 4.625%
HK$109,779
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,564/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,736 · Scale 2, in force from 26 Feb 2026)