LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,409
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,946
−HK$1,561/mo
Today · 4.125%
HK$52,507
baseline
▲ 0.50% · 4.625%
HK$55,702
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,014/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,441
−HK$1,496/mo
Today · 4.125%
HK$57,937
baseline
▲ 0.50% · 4.625%
HK$60,991
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,874/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,291
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,135
−HK$1,874/mo
Today · 4.125%
HK$63,009
baseline
▲ 0.50% · 4.625%
HK$66,843
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,018/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,960
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,729
−HK$1,795/mo
Today · 4.125%
HK$69,524
baseline
▲ 0.50% · 4.625%
HK$73,189
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,048/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,173
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$71,324
−HK$2,186/mo
Today · 4.125%
HK$73,510
baseline
▲ 0.50% · 4.625%
HK$77,983
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,020/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,954
−HK$4,157/mo
▼ 0.25% · 3.875%
HK$79,018
−HK$2,093/mo
Today · 4.125%
HK$81,111
baseline
▲ 0.50% · 4.625%
HK$85,387
+HK$4,276/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,222/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,936
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,702
−HK$2,811/mo
Today · 4.125%
HK$94,513
baseline
▲ 0.50% · 4.625%
HK$100,264
+HK$5,751/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,026/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,940
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,594
−HK$2,692/mo
Today · 4.125%
HK$104,286
baseline
▲ 0.50% · 4.625%
HK$109,783
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,572/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,815 · Scale 2, in force from 26 Feb 2026)