LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,410
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,947
−HK$1,562/mo
Today · 4.125%
HK$52,509
baseline
▲ 0.50% · 4.625%
HK$55,704
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,018/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,968
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,443
−HK$1,495/mo
Today · 4.125%
HK$57,938
baseline
▲ 0.50% · 4.625%
HK$60,992
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,876/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,292
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,137
−HK$1,874/mo
Today · 4.125%
HK$63,011
baseline
▲ 0.50% · 4.625%
HK$66,845
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,022/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,962
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,731
−HK$1,795/mo
Today · 4.125%
HK$69,526
baseline
▲ 0.50% · 4.625%
HK$73,191
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,052/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,174
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$2,186/mo
Today · 4.125%
HK$73,512
baseline
▲ 0.50% · 4.625%
HK$77,985
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,024/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,956
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,020
−HK$2,094/mo
Today · 4.125%
HK$81,114
baseline
▲ 0.50% · 4.625%
HK$85,389
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,228/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,939
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,705
−HK$2,811/mo
Today · 4.125%
HK$94,516
baseline
▲ 0.50% · 4.625%
HK$100,267
+HK$5,751/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,032/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,943
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,597
−HK$2,692/mo
Today · 4.125%
HK$104,289
baseline
▲ 0.50% · 4.625%
HK$109,786
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,578/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,876 · Scale 2, in force from 26 Feb 2026)