LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,411
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,948
−HK$1,561/mo
Today · 4.125%
HK$52,509
baseline
▲ 0.50% · 4.625%
HK$55,704
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,018/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,969
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,443
−HK$1,496/mo
Today · 4.125%
HK$57,939
baseline
▲ 0.50% · 4.625%
HK$60,993
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,878/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,293
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,137
−HK$1,874/mo
Today · 4.125%
HK$63,011
baseline
▲ 0.50% · 4.625%
HK$66,845
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,022/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,963
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,732
−HK$1,794/mo
Today · 4.125%
HK$69,526
baseline
▲ 0.50% · 4.625%
HK$73,191
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,052/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,175
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,327
−HK$2,186/mo
Today · 4.125%
HK$73,513
baseline
▲ 0.50% · 4.625%
HK$77,986
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,026/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,956
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,020
−HK$2,094/mo
Today · 4.125%
HK$81,114
baseline
▲ 0.50% · 4.625%
HK$85,390
+HK$4,276/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,228/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,939
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,706
−HK$2,811/mo
Today · 4.125%
HK$94,517
baseline
▲ 0.50% · 4.625%
HK$100,268
+HK$5,751/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,034/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,944
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,598
−HK$2,692/mo
Today · 4.125%
HK$104,290
baseline
▲ 0.50% · 4.625%
HK$109,787
+HK$5,497/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,580/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,893 · Scale 2, in force from 26 Feb 2026)